Friday, September 18, 2009

Inexpensive Home Decorating Tips



Moving can be an expensive process. Paying movers, purchasing new furniture and appliances, and storage fees are just some of the costs associated with moving. Decorating a new home can also be expensive. Instead of breaking the bank, liven up your home on a budget with the following inexpensive decorating ideas:
  • Cover up flaws instead of repairing or correcting them. For instance, place a rug over a marred floor or use a tapestry to cover a rough wall. This can be less inexpensive than finishing walls and floors.

  • Add some greenery. Plants will quickly liven a room. Many plants are long lasting, easy to take care of, and a cheap fix to decorate your home.

  • Replace old lamp shades. Lamp shades come in a variety of textures and colors. An even cheaper way to replace a lamp shade is to buy a plain lamp shade and decorate it yourself.

  • Repaint old cabinets instead of purchasing new ones. A new coat of paint will freshen the look of your old cabinets. Go to your local paint supply or home improvement store for tips on how to paint cabinet surfaces.

  • Make your own wall art. Use stencil patterns, decals, and borders to cheaply create wall art.

  • Add fabric to a room. Combining different styles and patterns of fabric for window treatments and accessories can be a fun and cheap way to decorate a room.

  • Paint! Painting old furniture, walls, and accessories can create dramatic changes to your home at low price.
Decorating your new home doesn't need to be expensive. Look online for cheap ideas and don't be scared to decorate yourself. Get creative and you can decorate your home cheaply and easily.

Friday, September 11, 2009

Deadline Approaching for First-Time Home Buyers Credit


Thinking about purchasing your first home? The federal government is offering up an $8,000 tax credit for qualified first-time home buyers. The American Recovery and Reinvestment Act of 2009 authorizes this tax credit for purchases made on or after January 1, 2009 and before December 1, 2009. For purposes of the tax credit, the date of purchase is when closing occurs and the title to the property transfers to the home owner. A tax credit is different from a tax deduction. This tax credit is an actual reduction in the taxes the homeowner owes. In addition, the tax credit may be claimed even if the homeowner owes little or no federal income tax.


To see if you qualify, click here, and you can read more information at the IRS website.